x-core

x-core is a software solution for ATMs. Leveraging the functionality of the existing ATM application, x-core delivers a true personalized experience responding to the needs of today’s digital consumers. Unlocking the possibilities of ATMs, stores can now stand out and offer customers extended self-service possibilities without losing human touch. At the same time, employees are redeployed to focus on customer consultation and other value adding services.

We have reimagined the self-service experience, unlocking the possibilities of the ATM with x-core. Your customers can now perform a wide variety of services from a single device, including cash withdrawals and deposits, utility bill payments, credit card and loan payments, funds transfer, FOREX and many more.

CxBanking & CxMarketing Software Platforms

Cx Banking is the ATM software that brings to life the great innovations that the new multi-function ATMs introduce to market; a solution consistent with modern user expectations. Themes can be changed based on specific bank branding, tailored to individual consumer profiles that strengthens a bank’s brand image as well as personalization options.

CxMarketing turns the ATM into one of the most valuable marketing assets with modern advertising that unifies the physical and digital channels, combining broad based advertising, targeted messaging, personal preferences and interactions. Use the ATM network to deliver targeted messages to existing customers and attract new ones with offers and promotions.

The ATM can be vulnerable to attacks that can target both the enterprise and the consumer.

Common ATM attacks include:

• Physical Attacks: related to any attempt to rob the ATM of the cash in the safe, including solid and gas explosives and removing the ATM from the site.
• Logical Attacks: external electronic devices or malicious software is used to allow the criminal to take physical control of the ATM dispenser to withdraw money or to intercept the card and PIN data as customers use the machine, which they can later use to clone cards and commit fraud.
• Card Skimming: is on the wane thanks to deployment of anti-skimming solutions, EMV technology and contactless ATM functionality. Skimming refers to the stealing of the electronic card data, enabling the criminal to counterfeit the card.

Solidcore Suite for APTRA

Solidcore Suite for APTRA is a multivendor ATM software security solution with real-time centralized management that prohibits the introduction of unauthorized code to an ATM and protects the system from insider attacks. Solidcore Suite for APTRA is the most comprehensive ATM whitelisting software, which proactively allows only authorized code to run, rather than reacting to known or unknown attacks as they arise.

ATM Security Camera

Printec’s ATM Security Camera solution can help financial organizations face ATM security issues and comply with laws and regulatory requirements. Our solution captures witness snapshots associated with the most important steps of each ATM transaction from a multivendor ATM network. These images or videos are stored locally on the ATM and can be transferred to a central server; they are time-stamped, providing information to track back ambiguous or suspicious events during transactions.

Skimming Protection Solution

NCR Skimming Protection Solution (SPS) uses multiple jammers that generate multiple random signals, preventing any attempt by a criminal to isolate and record data from the magnetic stripe on the card. NCR SPS focuses on the jamming and protection on the actual card data path on the magnetic stripe. This means that even the smallest skimming devices won’t be able to capture card data.

Channel Management

NCR Vision can provide a complete end-to-end view of your network devices, providing the information and data you need to take more intelligent, decisive actions in the right areas, at the right time. Vision can manage and monitor almost any piece of networked, multi-vendor equipment, so it’s possible to monitor branch equipment like Teller Cash Recyclers, Interactive Teller machines and ATMs.

Cash Management

Financial institutions must balance the right amount of cash at the right time for their branches, ATM networks and the vaults where the cash inventories are stored. Having the right amount to meet demand while avoiding the excess cash which could be invested elsewhere is imperative to maintaining profitability.

NCR’s OptiSuite portfolio helps optimize cash through a sophisticated, three-tiered approach to forecasting, optimization, and automation of cash management at 360°. Too little cash impacts the consumer experience and too much cash impacts business margins.

Transaction Management

Banks and payment processors need to leverage transaction data which hold great value when it comes to improving customer experience, speeding up problem isolation and ensuring the highest possible service availability.

INETCO Insight® is an independent transaction monitoring software and data acquisition platform which:

• Provides a real-time, end-to-end view into the performance of all transactions happening within your banking, self-service and payment processing environments
• Improves visibility into complex application environments
• Enables proactive problem detection, faster troubleshooting, and more accurate capacity planning